{"id":444,"date":"2022-02-15T23:42:37","date_gmt":"2022-02-15T23:42:37","guid":{"rendered":"https:\/\/gmartek.com\/digiforce\/?p=444"},"modified":"2022-05-27T22:15:09","modified_gmt":"2022-05-27T22:15:09","slug":"nghe-moi-trong-linh-vuc-fintech-tech-chuyen-sang-lam-finance-se-co-loi-the-hay-nguoc-lai","status":"publish","type":"post","link":"https:\/\/gmartek.com\/digiforce\/nghe-moi-trong-linh-vuc-fintech-tech-chuyen-sang-lam-finance-se-co-loi-the-hay-nguoc-lai\/","title":{"rendered":"Ngh\u1ec1 m\u1edbi trong l\u0129nh v\u1ef1c Fintech: Tech chuy\u1ec3n sang l\u00e0m Finance s\u1ebd c\u00f3 l\u1ee3i th\u1ebf hay ng\u01b0\u1ee3c l\u1ea1i?"},"content":{"rendered":"\n<p>\u0110\u1ec3 m\u00ecnh m\u1edf \u0111\u1ea7u v\u1edbi m\u1ed9t v\u00e0i c\u00e2u chuy\u1ec7n h\u1ed3i x\u1eeda h\u1ed3i x\u01b0a giai \u0111o\u1ea1n 1998-2004. \u0110\u00e2y l\u00e0 giai \u0111o\u1ea1n m\u00ecnh l\u00ean \u0111\u1ea1i h\u1ecdc, v\u1eeba \u0111i h\u1ecdc v\u1eeba \u0111i theo m\u1ed9t s\u1ed1 anh ch\u1ecb trong c\u00e1c CLB \u0111\u1ed9i nh\u00f3m c\u1ee7a tr\u01b0\u1eddng \u0110H Kinh T\u1ebf TP.HCM \u0111\u1ec3 \u0111\u01b0\u1ee3c \u0111i h\u1ecdc h\u1ecfi coi c\u00e1ch c\u00e1c ng\u00e2n h\u00e0ng l\u00e0m, r\u1ed3i sau \u0111\u00f3 \u0111i th\u1ef1c t\u1eadp v\u00e0 r\u1ed3i \u0111i l\u00e0m ng\u00e2n h\u00e0ng.<\/p>\n\n\n\n<p>Trong giai \u0111o\u1ea1n n\u00e0y m\u00ecnh ch\u1ee9ng ki\u1ebfn m\u1ed9t giai \u0111o\u1ea1n <em>&#8220;chuy\u1ec3n \u0111\u1ed5i s\u1ed1&#8221;<\/em> then ch\u1ed1t trong h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh \u1edf Vi\u1ec7t Nam, chuy\u1ec3n t\u1eeb c\u00e1c d\u1eef li\u1ec7u gi\u1ea5y t\u1edd ho\u1eb7c c\u00e1c d\u1eef li\u1ec7u r\u1eddi r\u1ea1c trong c\u00e1c file Excel th\u1eadm ch\u00ed l\u00e0 c\u00e1c ph\u1ea7n m\u1ec1m x\u01b0a h\u01a1n sang n\u1ec1n t\u1ea3ng ng\u00e2n h\u00e0ng l\u00f5i, core bank.<\/p>\n\n\n\n<p>\u0110\u1ec3 b\u1ea1n d\u1ec5 h\u00ecnh dung, th\u00ec ng\u00e0y x\u01b0a nhi\u1ec1u ng\u00e2n h\u00e0ng c\u00f2n k\u1ebft n\u1ed1i gi\u1eefa h\u1ed9i s\u1edf v\u1edbi chi nh\u00e1nh v\u1edbi nhi\u1ec1u h\u00ecnh th\u1ee9c, trong \u0111\u00f3 kh\u00f4ng \u00edt ng\u00e2n h\u00e0ng v\u1eabn qu\u1ea3n l\u00fd qua h\u1ec7 th\u1ed1ng gi\u1ea5y t\u1edd, fax th\u00f4ng tin, trong khi hi\u1ec7n \u0111\u1ea1i h\u01a1n t\u00ed th\u00ec d\u00f9ng m\u1ed9t s\u1ed1 ph\u1ea7n m\u1ec1m k\u1ebft n\u1ed1i m\u00e0n h\u00ecnh xanh ch\u1eef v\u00e0ng nh\u01b0 m\u1ea5y ph\u1ea7n m\u1ec1m h\u1ecdc g\u00f5 ti\u1ebfng Vi\u1ec7t \u0111\u1ea7u nh\u1eefng n\u0103m 1990 <img decoding=\"async\" alt=\"\ud83d\ude01\" src=\"https:\/\/lh5.googleusercontent.com\/0Ph4flYf1N92LpNa7EkAPdGKRvgVEll7IQ9xU_Sirtb_iAjvPFjWK3UC-k5fzIEBToJftJVgrJ8kshKua_dugumJIjUn4usyaxi-KhUI3EZeR3wShteaOn-QjwL2qIi0BPAOV7zJ\" width=\"16\" height=\"16\">.<\/p>\n\n\n\n<p>B\u00e2y gi\u1edd b\u1ea1n \u0111i b\u1ea5t k\u1ef3 chi nhanh ng\u00e2n h\u00e0ng n\u00e0o, ng\u01b0\u1eddi ta g\u00f5 v\u00e0o h\u1ec7 th\u1ed1ng m\u1ed9t c\u00e1i l\u00e0 ra t\u1ea5t t\u1ea7n t\u1eadt v\u1ec1 b\u1ea1n, ti\u1ec1n g\u1eedi \u1edf \u0111\u00e2u, bao nhi\u00eau, khi n\u00e0o \u0111\u00e1o h\u1ea1n, v.v. v\u00e0 t\u1ea5t c\u1ea3 th\u00f4ng tin t\u00edch h\u1ee3p v\u00e0o h\u1ec7 th\u1ed1ng \u0111\u1ec3 l\u00e0m b\u00e1o c\u00e1o cho ng\u00e2n h\u00e0ng bi\u1ebft \u0111\u01b0\u1ee3c d\u1eef li\u1ec7u l\u00e0 h\u1ec7 th\u1ed1ng hi\u1ec7n \u0111ang c\u00f3 tr\u1ea1ng th\u00e1i \u00e2m, d\u01b0\u01a1ng c\u00e1i g\u00ec, c\u1ea7n \u0111i\u1ec1u chuy\u1ec3n g\u00ec, v.v.<\/p>\n\n\n\n<p>So v\u1edbi hi\u1ec7n t\u1ea1i th\u00ec h\u1ed3i x\u01b0a c\u00f3 nh\u1eefng th\u00f4ng tin ch\u1ec9 c\u00f3 chi nh\u00e1nh n\u1eafm s\u1ed1 kh\u00e1ch chi nh\u00e1nh m\u00ecnh, kh\u00e1ch h\u00e0ng c\u1ee7a m\u00ecnh l\u00e0 ai. Nhi\u1ec1u th\u00f4ng tin quan tr\u1ecdng v\u1ec1 thanh kho\u1ea3n, ngu\u1ed3n v\u1ed1n ph\u1ea3i m\u1ea5t c\u1ea3 m\u1ea5y ng\u00e0y th\u1eadm ch\u00ed c\u1ea3 tu\u1ea7n \u0111\u1ec3 t\u1ed5ng h\u1ee3p, cho n\u00ean c\u00f3 nh\u1eefng ng\u00e2n h\u00e0ng c\u00f3 ph\u00f2ng k\u1ebf ho\u1ea1ch v\u00e0 t\u1ed5ng h\u1ee3p.<\/p>\n\n\n\n<p>&#8220;Chuy\u1ec3n \u0111\u1ed5i c\u00f4ng ngh\u1ec7 ng\u00e2n h\u00e0ng&#8221; l\u00e0 t\u1eeb kh\u00f3a th\u1eddi th\u01b0\u1ee3ng th\u1eddi k\u1ef3 2000 \u0111\u00f3 c\u1ee7a d\u00e2n ng\u00e2n h\u00e0ng gi\u1ed1ng nh\u01b0 &#8220;digitalization&#8221; th\u1eddi n\u00e0y v\u1eady. V\u00e0 th\u1eddi k\u1ef3 \u0111\u00f3 t\u1ea1o ra nhu c\u1ea7u cho m\u1ed9t lo\u1ea1t nh\u00e2n s\u1ef1 m\u1edbi c\u00f3 th\u1ec3 l\u00e0m \u0111\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i s\u1ed1, \u0111\u00e0o t\u1ea1o l\u1ea1i nh\u00e2n s\u1ef1 v\u00e0 ra s\u1ea3n ph\u1ea9m m\u1edbi (bao g\u1ed3m c\u00e1c lo\u1ea1i th\u1ebb thanh to\u00e1n).<\/p>\n\n\n\n<p>\u0110\u00f3 c\u0169ng l\u00e0 th\u1eddi k\u1ef3 m\u00e0 th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n b\u1eaft \u0111\u1ea7u ph\u00e1t tri\u1ec3n, ph\u1ea3i ghi l\u1ec7nh b\u1eb1ng gi\u1ea5y, chuy\u1ec3n l\u1ec7nh v\u00e0o cho broker nh\u1eadp l\u1ec7nh, m\u1ed7i l\u1ea7n s\u1eeda, h\u1ee7y l\u1ec7nh l\u00e0 gi\u1ed1ng nh\u01b0 thi \u0111\u1ea5u v\u1eadt \u0111\u1ec3 gi\u00e0nh ch\u1ed7 \u1edf c\u00f4ng ty ch\u1ee9ng kho\u00e1n (n\u1ebfu cho s\u1eeda v\u00e0 h\u1ee7y). Th\u00f4ng tin li\u00ean quan \u0111\u1ebfn c\u1ed5 phi\u1ebfu, th\u1ecb tr\u01b0\u1eddng ngo\u1ea1i h\u1ed1i khi \u0111\u00f3 l\u00e0 c\u00e1c b\u1ea3n tin b\u1eb1ng gi\u1ea5y m\u1ecfng 1-2 trang \u0111\u01b0\u1ee3c cung c\u1ea5p m\u1ed7i cu\u1ed1i gi\u1edd tr\u01b0a m\u00e0 gi\u00e0nh nhau l\u1ea5y.<\/p>\n\n\n\n<p>Cho \u0111\u1ebfn gi\u1edd c\u00e1c b\u1ea1n ng\u1ed3i m\u1ed9t ch\u1ed7 trade tr\u00ean c\u00e1c app giao d\u1ecbch, tin nh\u1ea3y ting ting v\u00e0o c\u00e1c app tin t\u1ee9c th\u00ec qu\u1ea3 l\u00e0 thi\u00ean \u0111\u01b0\u1eddng.<\/p>\n\n\n\n<p>&#8212;&#8212;-<\/p>\n\n\n\n<p>\u0110\u1eb1ng sau nh\u1eefng thay \u0111\u1ed5i c\u00f3 t\u00ednh c\u00e1ch m\u1ea1ng \u0111\u00f3 l\u00e0 c\u1ea3 m\u1ed9t d\u00f2ng ch\u1ea3y d\u1ecbch chuy\u1ec3n nh\u00e2n s\u1ef1 kh\u1ed5ng l\u1ed3, trong \u0111\u00f3 nh\u1eefng ng\u01b0\u1eddi c\u00f3 k\u1ef9 n\u0103ng l\u00e0m vi\u1ec7c, th\u00edch \u1ee9ng nhanh v\u1edbi c\u00f4ng ngh\u1ec7 n\u1ed5i l\u00ean thay th\u1ebf nh\u1eefng ng\u01b0\u1eddi l\u00e0m gi\u1ecfi v\u1edbi c\u00f4ng ngh\u1ec7 s\u1ed5 s\u00e1ch c\u0169 nh\u01b0ng b\u1ecb m\u1ea5t l\u1ee3i th\u1ebf sau khi c\u00f4ng ngh\u1ec7 thay \u0111\u1ed5i.<\/p>\n\n\n\n<p>Nh\u1eefng ng\u01b0\u1eddi nh\u1eadp l\u1ec7nh nhanh \u1edf c\u00f4ng ty ch\u1ee9ng kho\u00e1n trong h\u1ec7 th\u1ed1ng c\u0169 b\u1ecb thay th\u1ebf b\u1edfi c\u00e1c b\u1ea1n c\u00f3 th\u1ec3 t\u1ea1o ra c\u00e1c thu\u1eadt to\u00e1n c\u00f3 th\u1ec3 chuy\u1ec3n l\u1ec7nh nhanh h\u01a1n \u0111\u1ed1i th\u1ee7 v\u00e0i ph\u1ea7n tr\u0103m gi\u00e2y. Nh\u1eefng ng\u01b0\u1eddi gi\u1ecfi nh\u1edb s\u1ed1 li\u1ec7u c\u00e1c chi nh\u00e1nh ng\u00e2n h\u00e0ng v\u00e0 c\u00f3 s\u1ed5 qu\u1ea3n l\u00fd s\u1ed1 r\u00f5 r\u00e0ng b\u1ecb thay th\u1ebf b\u1edfi nh\u1eefng ng\u01b0\u1eddi c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng d\u1eef li\u1ec7u t\u1eeb c\u00e1c ph\u1ea7n m\u1ec1m qu\u1ea3n l\u00fd thanh kho\u1ea3n (liquidity management) \u0111\u1ec3 gi\u00fap qu\u1ea3n l\u00fd v\u1ed1n ng\u00e2n h\u00e0ng hi\u1ec7u qu\u1ea3 h\u01a1n.<\/p>\n\n\n\n<p>V\u00e0 nay m\u00ecnh l\u1ea1i nh\u00ecn th\u1ea5y m\u1ed9t s\u1ef1 chuy\u1ec3n \u0111\u1ed5i c\u00f3 t\u00ednh c\u00e1ch m\u1ea1ng n\u1eefa sau 2 th\u1eadp ni\u00ean. M\u00e0 gi\u1edd c\u00e1c b\u1ea1n quen v\u1edbi c\u00e1c thu\u1eadt ng\u1eef digitalization, fintech hay l\u00e0 &#8220;AI in finance&#8221;.<\/p>\n\n\n\n<p>N\u00f3i n\u00f4m na, xu th\u1ebf n\u00e0y l\u00e0 m\u1ed9t s\u1ef1 k\u1ebft h\u1ee3p gi\u1eefa nh\u1eefng data m\u1edbi, \u0111\u1ed9c, l\u1ea1 tr\u01b0\u1edbc nay ch\u01b0a c\u00f3 (nh\u01b0 c\u00e1c d\u00f2ng chat Facebook, Twitter, nh\u1eefng g\u00ec b\u1ea1n n\u00f3i tr\u00ean Youtube, c\u00e1c khu\u00f4n m\u1eb7t nhi\u1ec1u bi\u1ec3u c\u1ea3m c\u1ee7a b\u1ea1n tr\u00ean c\u00e1c m\u1ea1ng x\u00e3 h\u1ed9i), data c\u00f3 frequency cao h\u01a1n (t\u1ea1o th\u00e0nh d\u1ea1ng big data), v\u1edbi kh\u1ea3 n\u0103ng x\u1eed l\u00fd data, \u0111\u00e0o b\u1edbi, tra t\u1ea5n n\u00f3 \u0111\u1ec3 n\u00f3 k\u1ec3 ra cho ng\u00e2n h\u00e0ng, c\u00f4ng ty b\u1ea3o hi\u1ec3m, c\u00f4ng ty ch\u1ee9ng kho\u00e1n nh\u1eefng c\u00e2u chuy\u1ec7n v\u1ec1 b\u1ea1n.<\/p>\n\n\n\n<p>M\u1ed9t v\u00e0i v\u00ed d\u1ee5 \u0111\u00e3 ph\u1ed5 bi\u1ebfn: c\u00e1c con bot c\u00f3 th\u1ec3 d\u1ef1 \u0111o\u00e1n \u0111\u01b0\u1ee3c t\u1ef7 l\u1ec7 v\u1ee1 n\u1ee3 th\u1ebb t\u00edn d\u1ee5ng, n\u1ee3 Buy Now Pay Later, d\u1ef1 \u0111o\u00e1n h\u00e0ng b\u1ea1n \u0111\u1ecbnh mua ti\u1ebfp theo tr\u00ean Amazon, s\u1ed1 ti\u1ec1n b\u1ea1n d\u1ef1 \u0111\u1ecbnh chi trong tu\u1ea7n n\u00e0y tr\u00ean Paypal.<\/p>\n\n\n\n<p>Nh\u1eefng th\u1ee9 \u00edt ph\u1ed5 bi\u1ebfn h\u01a1n v\u1edbi s\u1ed1 \u0111\u00f4ng, nh\u01b0ng c\u0169ng ph\u1ed5 bi\u1ebfn v\u1edbi d\u00e2n trong ngh\u1ec1: nh\u1eefng con bot \u0111i \u0111\u1eb7t l\u1ec7nh tr\u01b0\u1edbc khi m\u1ed9t lo\u1ea1t l\u1ec7nh mua l\u00ean c\u00e1i app tr\u00ean \u0111i\u1ec7n tho\u1ea1i \u0111\u1ebfn \u0111\u01b0\u1ee3c m\u00e1y ch\u1ee7, con bot \u0111\u1ec1 xu\u1ea5t danh m\u1ee5c \u0111\u1ea7u t\u01b0 cho b\u1ea1n.<\/p>\n\n\n\n<p>Nh\u1eefng th\u1ee9 kh\u00f4ng m\u1ea5y vui v\u1ebb cho kh\u00e1ch h\u00e0ng l\u00e0 c\u00e1c con bot \u0111\u1ec1 xu\u1ea5t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, v\u00e0 bom b\u1ea1n li\u00ean t\u1ee5c kh\u00f4ng m\u1ec7t m\u1ecfi v\u00e0 kh\u00f4ng th\u1ec3 ch\u1eb7n \u0111\u01b0\u1ee3c v\u1ec1 nh\u1eefng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u00e0 n\u00f3 cho l\u00e0 ph\u00f9 h\u1ee3p v\u1edbi b\u1ea1n (gi\u1ed1ng m\u1ed9t b\u1ea1n b\u00e1n b\u1ea3o hi\u1ec3m m\u00e0 b\u00e1m b\u1ea1n 24\/24 tr\u00ean m\u1ecdi n\u1ec1n t\u1ea3ng) c\u0169ng l\u00e0 m\u1ed9t v\u00ed d\u1ee5.<\/p>\n\n\n\n<p>L\u0129nh v\u1ef1c Insurtech l\u00e0 m\u1ed9t trong nh\u1eefng l\u0129nh v\u1ef1c \u0111\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 kh\u00e1 m\u1ea1nh trong giai \u0111o\u1ea1n d\u1ecbch Covid-19 v\u00e0 c\u00f3 m\u1ed9t v\u00e0i c\u00f4ng ty ni\u00eam y\u1ebft tr\u00ean s\u00e0n c\u1ee7a M\u1ef9 v\u00ed d\u1ee5 nh\u01b0 c\u1ed5 phi\u1ebfu c\u00f4ng ty mang th\u01b0\u01a1ng hi\u1ec7u n\u01b0\u1edbc chanh Lemonade, gi\u00e1 t\u1eeb 50 \u0111\u1ed3ng l\u00ean \u0111\u1ebfn 175 \u0111\u1ed3ng h\u1ed3i 2021, v\u00e0 gi\u1edd \u0111ang giao d\u1ecbch \u1edf gi\u00e1 &#8230; 29 \u0111\u1ed3ng.<\/p>\n\n\n\n<p>Ho\u1eb7c m\u1ed9t s\u1ed1 con bot g\u1eafn tr\u00ean drone gi\u00fap c\u00e1c b\u1ea1n ki\u1ec3m to\u00e1n kh\u00f4ng c\u1ea7n ki\u1ec3m m\u1eabu (sample) m\u00e0 ki\u1ec3m to\u00e0n b\u1ed9 h\u00e0ng h\u00f3a t\u1ed3n kho.<\/p>\n\n\n\n<p>Nh\u1eefng \u1ee9ng d\u1ee5ng \u0111\u00f3 trong th\u1ebf gi\u1edbi t\u00e0i ch\u00ednh, k\u1ebf to\u00e1n hi\u1ec7n nay l\u00e0 n\u1edf r\u1ed9 b\u1ea5t t\u1eadn. V\u1edbi d\u00e2n trade c\u1ed5 phi\u1ebfu, ph\u00e1i sinh (options, futures) v\u00e0 crypto th\u00ec bot \u0111\u00e3 l\u00e0 m\u1ed9t ph\u1ea7n kh\u00f4ng th\u1ec3 thi\u1ebfu c\u1ee7a cu\u1ed9c s\u1ed1ng v\u1edbi cu\u1ed9c ch\u1ea1y \u0111ua v\u0169 trang c\u1ee7a nh\u1eefng ng\u01b0\u1eddi t\u1ea1o bot v\u00e0 ch\u1ed1ng bot. <img decoding=\"async\" alt=\"\ud83d\ude01\" src=\"https:\/\/lh4.googleusercontent.com\/iwKRLUItpkE84ynJQ2cMi7hVtM5QPqa73UwgYIMDkhmVaecKVXaiZRASTfRPnZAIRnVHQyNmzP58i0MozIUrRRP0IKEBO4sAXr1AOz0ep1jie2XWSI5Dku5iyMh4igLjU-D6Dc4c\" width=\"16\" height=\"16\"><\/p>\n\n\n\n<p>Th\u1ebf h\u1ec7 ti\u1ebfp theo s\u1ebd l\u00e0 nh\u1eefng con bot d\u1ef1 \u0111o\u00e1n con bot c\u1ee7a \u0111\u1ed1i th\u1ee7 s\u1ebd l\u00e0m g\u00ec, tri\u1ec3n khai tr\u00ean n\u1ec1n t\u1ea3ng game theory.<\/p>\n\n\n\n<p>M\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng nh\u01b0 Citigroup c\u00f2n d\u00f9ng big data trong c\u1ea3 m\u1ed9t l\u0129nh v\u1ef1c \u0111\u01b0\u1ee3c cho l\u00e0 bot kh\u00f4ng th\u1ec3 x\u00e2m nh\u1eadp l\u00e0 t\u01b0 v\u1ea5n t\u00e0i ch\u00ednh doanh nghi\u1ec7p v\u00e0 l\u00e0m deal, n\u01a1i m\u00e0 nh\u1eefng th\u00f4ng tin m\u1ec1m (soft information) v\u00e0 kh\u00f3 s\u1ed1 h\u00f3a chi\u1ebfm \u01b0u th\u1ebf.<\/p>\n\n\n\n<p>V\u1edbi tri\u1ec3n v\u1ecdng nh\u01b0 v\u1eady, s\u1ed1 vi\u1ec7c l\u00e0m trong l\u0129nh v\u1ef1c fintech m\u1edbi m\u1ebb n\u00e0y c\u0169ng b\u00f9ng n\u1ed5 v\u00e0 c\u00f3 th\u1ec3 n\u00f3i l\u00e0 c\u1ea7u v\u01b0\u1ee3t xa cung, v\u00e0 ng\u01b0\u1eddi c\u00f3 th\u1ec3 l\u00e0m \u0111\u01b0\u1ee3c vi\u1ec7c v\u00f4 c\u00f9ng thi\u1ebfu. Nh\u01b0ng \u0111\u1ed3ng th\u1eddi s\u1ef1 xu\u1ea5t hi\u1ec7n c\u1ee7a nh\u1eefng con bot t\u1ef1 \u0111\u1ed9ng h\u00f3a nhi\u1ec1u kh\u00e2u c\u0169ng s\u1ebd khi\u1ebfn nhi\u1ec1u c\u00f4ng vi\u1ec7c \u0111\u01a1n gi\u1ea3n trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh v\u00e0 k\u1ebf to\u00e1n bi\u1ebfn m\u1ea5t.<\/p>\n\n\n\n<p>N\u00f3i n\u00f4m na l\u00e0 khi ng\u01b0\u1eddi ta c\u00f3 th\u1ec3 t\u1ef1 \u0111\u1ed9ng h\u00f3a m\u1ed9t s\u1ed1 kh\u00e2u trong ho\u1ea1t \u0111\u1ed9ng k\u1ebf to\u00e1n, xu\u1ea5t h\u00f3a \u0111\u01a1n, ghi nh\u1eadn giao d\u1ecbch, ho\u1eb7c trong b\u00e1n h\u00e0ng, x\u1eed l\u00fd y\u00eau c\u1ea7u \u0111\u01a1n gi\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng b\u1ea3o hi\u1ec3m v\u00e0 ng\u00e2n h\u00e0ng, th\u00ec nh\u00e2n s\u1ef1 t\u01b0\u01a1ng \u1ee9ng c\u1ee7a c\u00e1c b\u1ed9 ph\u1eadn s\u1ebd kh\u00f4ng c\u1ea7n qu\u00e1 \u0111\u00f4ng n\u1eefa.<\/p>\n\n\n\n<p>V\u00ec v\u1eady, nhi\u1ec1u c\u01a1 h\u1ed9i \u0111ang m\u1edf ra v\u1edbi c\u00e1c b\u1ea1n c\u00f3 k\u1ef9 n\u0103ng l\u00e0m digital. V\u00e0 nhi\u1ec1u tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc, v\u00ed d\u1ee5 nh\u01b0 \u0111\u1ea1i h\u1ecdc Bristol \u1edf Anh n\u01a1i m\u00ecnh \u0111ang l\u00e0m vi\u1ec7c, c\u0169ng m\u1edf ra nhi\u1ec1u ch\u01b0\u01a1ng tr\u00ecnh t\u1eadp trung \u0111\u00e0o t\u1ea1o nh\u00e2n l\u1ef1c cho m\u1ea3ng Fintech. Nh\u01b0ng c\u0169ng nh\u01b0 th\u1ecb tr\u01b0\u1eddng lao \u0111\u1ed9ng, c\u00e2u h\u1ecfi \u0111\u01b0\u1ee3c \u0111\u1eb7t ra cho c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh m\u1edbi n\u00e0y s\u1ebd l\u00e0 n\u00ean l\u1ea5y c\u00e1c b\u1ea1n c\u00f3 hi\u1ec3u bi\u1ebft v\u1ec1 finance r\u1ed3i \u0111\u00e0o t\u1ea1o k\u1ef9 n\u0103ng l\u1eadp tr\u00ecnh, hi\u1ec3u bi\u1ebft c\u01a1 b\u1ea3n v\u1ec1 d\u1eef li\u1ec7u hay ng\u01b0\u1ee3c l\u1ea1i l\u1ea5y nh\u1eefng b\u1ea1n \u0111\u00e3 l\u1eadp tr\u00ecnh t\u1ed1t, hi\u1ec3u bi\u1ebft v\u1ec1 Data Mining, Data Analytics, Machine Learning, AI, r\u1ed3i \u0111\u00e0o t\u1ea1o k\u1ef9 n\u0103ng finance.<\/p>\n\n\n\n<p>Hai h\u01b0\u1edbng \u0111i s\u1ebd r\u1ea5t l\u00e0 kh\u00e1c bi\u1ec7t, v\u00e0 do \u0111\u00f3 \u0111\u1ecbnh h\u01b0\u1edbng ngh\u1ec1 nghi\u1ec7p c\u1ee7a 2 nh\u00f3m b\u1ea1n s\u1ebd r\u1ea5t kh\u00e1c nhau. Fin chuy\u1ec3n sang tech, hay tech chuy\u1ec3n sang fin. Doanh nghi\u1ec7p v\u00e0 tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc n\u00ean nh\u1eafm v\u00e0o h\u01b0\u1edbng n\u00e0o? \u01afu v\u00e0 nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a t\u1eebng nh\u00f3m nh\u01b0 th\u1ebf n\u00e0o?<\/p>\n\n\n\n<p>V\u00e0 v\u1edbi c\u00e1c b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm \u0111\u1ecbnh h\u01b0\u1edbng ngh\u1ec1 nghi\u1ec7p tr\u01b0\u1edbc khi v\u00e0o \u0111\u1ea1i h\u1ecdc, n\u00ean ch\u1ecdn fin hay ch\u1ecdn tech? V\u00e0 v\u1edbi ng\u01b0\u1eddi \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u00e0o t\u1ea1o m\u1ed9t trong hai nh\u00f3m ng\u00e0nh, th\u00ec \u0111\u00e2u l\u00e0 nh\u1eefng c\u01a1 h\u1ed9i?<\/p>\n\n\n\n<p>Trong webinar m\u00ecnh s\u1ebd n\u00f3i m\u1ed9t ch\u00fat kinh nghi\u1ec7m c\u1ee7a m\u00ecnh v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y trong vai tr\u00f2 l\u00e0 ng\u01b0\u1eddi \u0111ang tham gia x\u00e2y d\u1ef1ng ch\u01b0\u01a1ng tr\u00ecnh fintech cho m\u1ed9t tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc \u1edf Anh, c\u0169ng nh\u01b0 tr\u1ef1c ti\u1ebfp tuy\u1ec3n c\u00e1c b\u1ea1n v\u00e0o h\u1ecdc PhD l\u00e0m c\u00e1c d\u1ef1 \u00e1n fintech v\u1edbi m\u00ecnh, v\u00e0 tham gia c\u1ed1 v\u1ea5n tuy\u1ec3n d\u1ee5ng v\u00e0 tr\u1ef1c ti\u1ebfp ng\u1ed3i h\u1ed9i \u0111\u1ed3ng tuy\u1ec3n d\u1ee5ng c\u1ee7a m\u1ed9t v\u00e0i qu\u1ef9 \u0111\u1ea7u t\u01b0 cho v\u1ecb tr\u00ed fintech.<\/p>\n\n\n\n<p>M\u00ecnh s\u1ebd c\u00f9ng 4 b\u1ed1n gi\u00e1o s\u01b0 v\u00e0 l\u00e3nh \u0111\u1ea1o doanh nghi\u1ec7p t\u1ea1i M\u1ef9, Anh, v\u00e0 Vi\u1ec7t Nam trao \u0111\u1ed5i trong Webinar \u201cPaths to digital careers\u201d v\u1ec1 nh\u1eefng ngh\u1ec1 n\u00e0y nh\u01b0: Digital Marketing, Business Analytics, Data analytics, Fintech, v\u00e0 Edtech.<\/p>\n\n\n\n<p><img decoding=\"async\" alt=\"\ud83d\udc49\" src=\"https:\/\/lh6.googleusercontent.com\/wVIoHChwtjSVvZOVl44MSebpDyjAVyR8jXtXmHyIy_lmjnJQH1IhIfijHCejqkL_NDyhIHKQVKc7klD8mOS6uw2CUBgIndEVOmqpdr47RyNyfuLrEB1OQYKWXtCKcDW_569WswJgsWcH51kamA\" width=\"16\" height=\"16\"> Th\u1eddi gian: 9am \u2013 11:30am ng\u00e0y Ch\u1ee7 Nh\u1eadt, 20\/02\/2022<\/p>\n\n\n\n<p><img loading=\"lazy\" decoding=\"async\" alt=\"\ud83d\udc49\" src=\"https:\/\/lh5.googleusercontent.com\/E3HNWId5vXJUjt7n2iXk9kOG9Em0OGYZiE67E9NU1aTOj2w7GH6UDy-B3tJQ0EpHblf8WRxXai5bYztpVESCe51LE5XTp8DktpZSqsrkSfxkPJia0hJDKGOz91gfwmFRraOlIV5DNiHMKHrIFg\" width=\"16\" height=\"16\"> Link \u0111\u0103ng k\u00fd: <a href=\"https:\/\/www.facebook.com\/groups\/digiforce\/posts\/245461951104410\/?__cft__[0]=AZVKcDJUsS07kjzWRZhFsj_Hnw3ZW3cMyJ4NdjHoydmsYiDNMtP6ZHhX357SnmZNiNYSGOFMWrROgEPh6ZLvI4U7JAuXrFzW7FsFmlMVRgh9V6zjvWmqMrbmCf-XSr3cnK2r_h6hc1PpX8g7LJzDmGpf4xEs_JbypcHXO6Qyq61ifn6sj5pLhapUALXqAfeFnCbhxQjRD3X_rjw1g2YW6Qpb&amp;__tn__=-UK-R\">https:\/\/www.facebook.com\/&#8230;\/digif&#8230;\/posts\/245461951104410\/<\/a><\/p>\n\n\n\n<p><img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" src=\"https:\/\/lh6.googleusercontent.com\/tIPK81NuuV6ikz2H4YBxh7xPDCSzTNOHIymSIKusRCIp9_7tJmmic56JlcxCUOETkaO1pgkqAXSLlvehTxtSsWobDV7IxpVd9Pp0kgElYuYW2yeGtN6CSndO0pk9Q_WLhJ4hTEo1_XmCCiOj1w\" alt=\"\ud83d\udc49\"> M\u1eddi c\u00e1c b\u1ea1n tham gia v\u00e0 r\u1ee7 th\u00eam b\u1ea1n b\u00e8 b\u1eb1ng c\u00e1ch share th\u1eadt nhi\u1ec1u cho \u0111\u00f4ng vui nh\u00e9!<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"720\" height=\"540\" src=\"https:\/\/i0.wp.com\/gmartek.com\/digiforce\/wp-content\/uploads\/2022\/04\/273637596_10222958496963569_7953647973094930480_n.jpg?resize=720%2C540&#038;ssl=1\" alt=\"\" class=\"wp-image-445\" srcset=\"https:\/\/i0.wp.com\/gmartek.com\/digiforce\/wp-content\/uploads\/2022\/04\/273637596_10222958496963569_7953647973094930480_n.jpg?w=720&amp;ssl=1 720w, https:\/\/i0.wp.com\/gmartek.com\/digiforce\/wp-content\/uploads\/2022\/04\/273637596_10222958496963569_7953647973094930480_n.jpg?resize=300%2C225&amp;ssl=1 300w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>\u0110\u1ec3 m\u00ecnh m\u1edf \u0111\u1ea7u v\u1edbi m\u1ed9t v\u00e0i c\u00e2u chuy\u1ec7n h\u1ed3i x\u1eeda h\u1ed3i x\u01b0a giai \u0111o\u1ea1n 1998-2004. \u0110\u00e2y l\u00e0 giai \u0111o\u1ea1n m\u00ecnh l\u00ean \u0111\u1ea1i h\u1ecdc, v\u1eeba \u0111i h\u1ecdc v\u1eeba \u0111i theo m\u1ed9t s\u1ed1 anh ch\u1ecb trong c\u00e1c CLB \u0111\u1ed9i nh\u00f3m c\u1ee7a tr\u01b0\u1eddng \u0110H Kinh T\u1ebf TP.HCM \u0111\u1ec3 \u0111\u01b0\u1ee3c \u0111i h\u1ecdc h\u1ecfi coi c\u00e1ch c\u00e1c ng\u00e2n h\u00e0ng&hellip; <a class=\"more-link\" href=\"https:\/\/gmartek.com\/digiforce\/nghe-moi-trong-linh-vuc-fintech-tech-chuyen-sang-lam-finance-se-co-loi-the-hay-nguoc-lai\/\">Continue reading <span class=\"screen-reader-text\">Ngh\u1ec1 m\u1edbi trong l\u0129nh v\u1ef1c Fintech: Tech chuy\u1ec3n sang l\u00e0m Finance s\u1ebd c\u00f3 l\u1ee3i th\u1ebf hay ng\u01b0\u1ee3c l\u1ea1i?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[5],"tags":[6],"class_list":["post-444","post","type-post","status-publish","format-standard","hentry","category-careerpaths","tag-careerpaths","entry"],"yoast_head":"<!-- This site is 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